Personalized Advice

Get Advice
Participants who prefer more detailed advice can receive investment recommendations based on the specific funds available. GuidedSavings recommends a clear, actionable strategy, including percentage allocations in each fund. Because the advice system is fully integrated with the retirement plan, the investment advice is truly personalized.

Take action
A comprehensive advice summary lets participants review the recommendations, and is printable for their records. Details for each investment option are easily available online.

Investment advice that works:

• Specific. Recommendations are based on the specific investment options available in the participant's retirement plan.


• Sophisticated. Asset allocations based on Modern Portfolio Theory yield the greatest long-term returns for a given degree of risk.


• Trusted. Most large financial institutions rely on similar investment methodologies derived from Modern Portfolio Theory.

At this point, some participants choose to accept the advice one time, have it implemented by GuidedChoice, and then manage their own accounts going forward.

For fully managed accounts
Many participants prefer to let GuidedSavings completely take care of the whole solution for them: recommendation of savings rate, retirement age, investments, asset allocation and ongoing rebalancing — by electing a fully managed account solution.