QDIAs Help Plan Sponsors Meet Their Fiduciary Responsibility

Qualified default investment alternatives can protect you from fiduciary liability if your  participants’ investments suffer losses. To receive this protection, you must take specific steps in selecting the best QDIA for your plan. This guide will walk you through the selection process and how to ensure you receive the safe harbor protection a properly-selected QDIA... Read more »

Recent News

GuidedChoice: Financial life is not multiple-choice

Financial life is not multiple-choice

Over the past century or so, literacy has expanded from something of an elite skill to a near-universal one. 86% of adults worldwide are now literate, according to the United Nations, with rates above 99% even in places like Kazakhstan and Tonga. But in the modern world literacy isn’t enough. More recent research has also… Read more »

GuidedChoice: How Low Can You Go?

How Low Can You Go?

Last week, healthcare giant Anthem was hit with a massive lawsuit, charging that the company’s 401(k) plan charged excessive fees to employees who invest through the plan. The suit might as well have been directed at Vanguard Group, the firm that provides both administrative services and most of the plan’s funds, although they’re not officially named. So… Read more »

GuidedChoice: Epic Retirement Fail

Epic retirement fail

We’ve had a lot to say lately about Social Security, and we’ve had a lot of responses. The subject – from annual benefit (non)increases to obscure filing strategies – is top of mind for many Americans of a certain age. But younger people? Not so much. According to one recent survey, 43 percent of those… Read more »

GuidedChoice: Limited, Modest Performance - Guaranteed!

Limited, modest performance – guaranteed!

This week the Treasury Department announced the long-awaited national rollout of a new program designed to make retirement saving easier: the “MyRA.” Basically, it’s a government-run Roth IRA that’s dead simple, easy to set up, and has no cost or minimum to open. The most unique feature is a guarantee against loss: appreciation is linked… Read more »