Expert solutions and advice to help small businesses succeed

Small business owners and the self-employed have unique challenges when it comes to retirement benefits. While they recognize the advantages that come with offering a plan, a combination of confusing products, cost and time concerns, and financial uncertainty can often prevent action. With GuidedChoice, it’s easy to replace those barriers with greater clarity, flexibility and confidence.

At Least

52%

of employees look to employer for guidance

Only

18%

of American workers feel very confident about their retirement savings

Workers are

10x

more likely to be saving for retirement if they participate in a retirement plan

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J.P. Morgan and David Blanchett, “The Impact of Expert Guidance on Participant Savings and Investment Behaviors”,
Working Paper (David Blanchett, August 2014)

Easily determine the ideal path for you

Everything we do at GuidedChoice begins with understanding your current position, and recommending a solution that can adapt with you over the long term.

If you’re considering an IRA or defined contribution plan (such as a 401(k)) we can help by offering the advice and management solutions to make it more successful for you and your employees. From our managed IRA to our digital advice and management services for defined contribution plans to our fiduciary services, we can help tailor a solution to meet the requirements of your company and participants. Let us customize a solution for you.

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Enjoy greater ease with a Managed IRA

A GuidedChoice Managed IRA is an excellent option for employers or sole proprietors who want a simple, effective way to offer retirement benefits. Set up only takes a few minutes, and we do all of the work for you. Available as a Simple or SEP, our Managed IRAs include all of our proven GuidedChoice advantages, including:

  • Ongoing management of your IRA, including investment choices, diversification, risk level and more
  • An initial portfolio and risk level recommendation for each participant, created from a portfolio of funds selected by GuidedChoice, which they can further personalize to their desired retirement age and contribution rate
  • A personalized glide path for each participant, with automatic rebalancing to keep them on track
  • Ability for participants to see how changes in retirement date or contributions can affect the projected value of their IRA at retirement, and action them with a single click
  •  Lower cost and no fiduciary liability

Visit our Managed IRA page to learn more, or contact us to explore how a Managed IRA can work for you.

Learn More About Our IRA 
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Have your 401(k) professionally managed for you

If you already offer a 401(k), or any other type of defined contribution account, or decide to provide one as a company benefit, we can efficiently handle the management and fiduciary care for you. Through our Managed Account Service, we can save you valuable time while providing the customization and personalization critical to helping participants achieve their retirement goals. Key features include:

  • Fully customizable to your plan’s investment strategy, guidelines and fund options
  • Fully customizable to your plan’s investment strategy, guidelines and fund options
  • Advice based on participant goals, with non-plan household retirement assets also taken into account
  • Allocations based on an assessment of each participant, including their risk tolerance, goals and other assets
  • Projected retirement income range for each participant, covering a range of market conditions to bolster confidence and knowledge
  • Scenario planning to help participants see the impact other financial decisions have on their retirement goal
  • Option to have us assume your legally required fiduciary liability via services that include 3(38) protection at a plan and participant level

If you have a plan investment strategy and existing universe of funds, we also offer a Personalized Target Date Fund option that can take those into account. Visit our Managed Solutions for DC Plans page to learn more, or contact us for personal assistance.

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Clear pricing that every business can afford

No matter how you decide to partner with us, GuidedChoice offers highly affordable pricing designed to ensure that small businesses of every type can access our expertise. All with no minimum opening balance requirements, no hidden fees, and complete transparency to ensure you know the exact benefits you will receive. Learn more about our industry-leading ethics from our founder and CEO, Sherrie Grabot.

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Insights to help grow your business

To learn more about how we provide solutions for small businesses like yours, download our latest materials. You can also visit our Resources section for additional reports and analysis.

Choosing The Right Retirement Plan for Your Business.

Small Business 401(k)

Looking for a 401(k) for your small business? Learn more about your options and the long-term benefits this type of plan can bring to your organization

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Small Business Retirement Plans

Still deciding what is best for your business? Learn more about the options available and the pros and cons to help you further evaluate your options.

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Explore how GuidedChoice can work for you

Our team is ready to discuss your individual challenges and goals, and recommend a clear, common sense solution that will benefit you over the long term.

GuidedChoice also offers channel pricing to organizations that meet specific criterial. To learn more, please contact us now.

GuidedChoice: Managed IRA's for Business

GuidedChoice Solutions for Business

Managed IRAs
  • Available for all types of IRAs
  • Personalized advice and professional
    management for participants
  • Lower pricing with no minimum opening balance
GuidedChoice: Small Business Solutions

GuidedChoice Solutions for Business

Small Business
Solutions
  • Managed IRA for greater convenience and ease
  • Professional management and advice for
    defined contribution plans
  • Greater flexibility and cost advantages
GuidedChoice: Business Managed Solutions for DC Plans

GuidedChoice Solutions for Business

Managed Solutions
for DC Plans
  • Traditional Managed Account and Retire Ready Portfolio
  • Fully customized to your plan’s strategy and guidelines
  • Highly personalized advice for each participant
GuidedChoice: Business Retirement Readiness

GuidedChoice Solutions for Business

Retirement Readiness
Analytics
  • Essential preparation and motivation for employees
  • Personalized assessments and recommendations
  • Gives employers a unique picture of their
    plan and participants
GuidedChoice: Business Retirement Income Planning

GuidedChoice Solutions for Business

Retirement Income
Planning
  • Personalized income and investment strategies
  • Complete withdrawal and investment plan
  • Avoid the worry of running out of money after retirement
GuidedChoice: Business Fiduciary Services

GuidedChoice Solutions for Business

Fiduciary Services
  • Expert 3(38) fiduciary care at a plan and
    participant level
  • Complete oversight and due diligence
  • Fully customized to your investment strategy