Personalized Target Date+

Personalized Target Date+

TDFs just got Personal

Personalized Target Date+ (PTD+) is a personalized QDIA that’s as easy as a target date fund, but built to meet the needs of each individual participant. TDFs may be great for the “average” participant, but the “average” participant doesn’t exist. No two people are the same, so why standardize their investment allocations and glide path? Personalized Target Date+ defaults participants into an asset allocation and glide path that is customized to their unique situation.

Unlock the Power of Personalization

Personalized Target Date+ can leverage anywhere from 4 to 26 points of data. The more data, the greater the personalization. And, it’s so flexible that it allows you to tailor your investment line-up to best fit your plan — you can use your own line-up or add a second one that’s unique to the QDIA.

Key Features
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QDIA, 100% default, zero employee engagement

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Leverages 4-26 data points to create a personalized portfolio and glide path

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Customizable to core investment line-up — or use a secondary unique QDIA line-up

Be the Hero

Personalized Target Date+ can be white-labeled so you look like the hero by delivering the perfect solution. And, its fees are comparable to those of a TDF, so you also deliver greater value for your partners.

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Empower your Plan Participants

Our Personalized Target Date+ product comes with our Retire Ready Simulator with Quick Enroll to create an even more powerful tool. For many participants, using the simulator will allow them to truly understand their retirement goals and needs for the first time. So, they can feel confident that the plan is tailored to their personal needs and secure that they are now on the path to achieving financial wellness.

TDF
PTD+ with Simulator
Flexibility in lineup
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Customize to plan lineup or other unique QDIA lineup

Data Points Considered
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4 to 26 data points can be considered

Projections
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For single plan account

Savings Advice
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For plan account

Scenario Planning
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Savings rate, Retirement age

Glide path
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Rebalancing
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QDIA
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Learn More about the Retire Ready Simulator with Quick Enroll

A Solution That Transitions With Them

With Personalized Target Date+, you’re able to create a dynamic solution that can easily transition into a managed account as the complexity and age of participants increase.

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Evolve passed one-size-fits none solutions with our new Personalized Target Date+. Schedule a meeting with our sales team today to learn more.

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Find the Right Solution

Find the Right Solution

Retire Ready Simulator with Quick Enroll

Retire Ready Simulator with Quick Enroll

  • Get participants into plans quickly
  • Provide newfound clarity about personal retirement readiness
  • Improve enrollment, savings rates, and financial wellness

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Find the Right Solution

Find the Right Solution

Asset Class Guidance & Retirement Planning with Managed Account

Asset Class Guidance & Retirement Planning with Managed Account

  • Provides free asset class guidance & retirement planning support, including outside accounts and savings advice
  • Opt-in to managed account for investment-level advice and ongoing account management on plan account
  • Can also provide advice on non-plan pre-tax retirement accounts

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Find the Right Solution

Financial Wellness & Retirement Planning Advice for Public Sector Participants

Financial Wellness & Retirement Planning Advice for Public Sector Participants

  • Offers public sector employees free asset class guidance & retirement planning support
  • Option for one-time fund level investment advice on both plan and outside accounts
  • Designed to improve savings rate, retirement readiness and engagement

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Find the Right Solution

Find the Right Solution

Personalized Target Date+

Personalized Target Date+

  • A personalized QDIA that’s as easy as a target date fund
  • With a customizable lineup, this creates a personalized portfolio and glide path for each participant
  • 100% default, zero employee engagement required

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Find the Right Solution

Find the Right Solution

Retirement Income Solution

Retirement Income Solution

  • Personalized and actionable advice for participants who have retired or are about to retire
  • A tailored decumulation strategy to help employees make their money last
  • Advanced scenario planning to help retirees make better and more confident financial decisions

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Find the Right Solution

Find the Right Solution

Fiduciary Services

Fiduciary Services

  • Can act as a 3(38) and 3(21) fiduciary
  • We ensure all ERISA standards are met and shoulder fiduciary responsibility
  • Industry-leading oversight and due diligence

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Find the Right Solution

Find the Right Solution

Retirement Readiness Analytics

Retirement Readiness Analytics

  • Essential preparation and motivation for employees
  • Personalized assessments and recommendations
  • Gives employers a unique picture of their plan and participants

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