If I adjusted my contribution rate, how will the change be made effective?

If you have your IRA through your employer and we have the payroll deduction set up, when you make the change, it will be automatically put into action. Depending on your payroll process, it can take up to 1 to 2 payroll periods for this to actually go into effect. If you have signed up for our IRA yourself and you are not with your employer, you will need to make sure that you make the change on your end. We do allow you to test different levels of savings to project potential outcomes but you will need to actually set this up in order for the savings rate to change.

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