When can I withdraw from my IRA account?

If you are not at least age 59-1/2, you are not eligible to take money out of your retirement account except for very specific purposes. This is called a hardship withdrawal and you’ll need to talk with your Human Resources department or plan record-keeper about the particulars. You should be aware there are significant federal penalties for withdrawing money early, and you will also be taxed when you take the money out.

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