So far, we’ve talked about how to save for retirement. But what happens when you finally get there? Knowing how to make your savings last is hard work, yet the professional help you need is often too expensive or difficult to find.
Thankfully, we have a solution that can help. It’s called Retirement Income Planning, and it offers an easier, more intelligent way to financially plan for life after retirement.
Unlike calculators and spreadsheets, our 360° model takes all possible factors into account — tax laws, withdrawal rules, Social Security, annuities and more — to determine the most efficient annual spending and investing plan for you. Tailored to your own goals and lifestyle.
Our model also includes a feature called consumption smoothing. It anticipates how market volatility can affect your portfolio, and calculates a steady level of monthly income you can count on and still withstand market fluctuations. So you can plan ahead with the peace of mind of knowing you won’t run short of funds in a given year.